View presentation below and reach out for a quick 10 min overview:
Employer Benefits
- Maximum Tax savings
- Minimize Payroll Burden
- More Competitive Bidding
- Spend available fringe dollars or redirect
- Attract and retain employees by providing a MEANINGFUL benefit
- Financially secure employees are more productive
Employee Benefits
- Enhanced long term financial security by avoiding the risk associated with term only
- Guarantee issue
- Permanent Insurance = Guaranteed premium and lifetime benefits
- Cash value and dividends – with easy access
- Portable at the same cost with attractive options
HYBRID DESIGN
Benefits of Group Insurance:
- Master contract with employee certificates
- Situs state controls
- Favorable rates
- Guarantee issue
- Employer pay
Benefits of Individual Insurance:
- Ownership of certificate
- Portable with no change in benefits
- Guarantees
- Premiums
- Death benefit
- Cash value increases @ 4.5% +Dividends